This privacy policy describes how we (Mr Finance Limited) may collect, store, use and disclose any personal information that you (the Customer) provide to us when engaging with us and our website. We value your trust and make it a high priority to ensure the security and confidentiality of the personal information you provide to us. Please read this policy to learn about our privacy practices.

 
We have put in place the following policy to protect your personal information. By using our website and/or providing information to us, you consent to the policy.

You may give us information about yourself, such as your name, address, email address, telephone numbers, occupation, account details and financial position. If you do not provide us with this information, we may not be able to provide goods or services to you. We may verify the information provided by you or collected from other sources, including Government agencies (e.g. NZ Transport Authority, Dept of Internal Affairs, the Motor Vehicle Register, PPSR). This verification is for purposes related to your credit application, account administration, and our legal obligations. When you visit our website we may collect more information, such as the address of your Internet service provider, the name of the web page directing you, and your clicks and activity on our site.

We may use your personal information: 

1. 1. To provide you with the services you have requested and respond to your queries or requests;
   2. To communicate with you by any means (including mail, email, telephone, text messages, social media or digital advertising) about our services;
   3. To process your transactions and administer your account;
   4. To conduct credit and other checks to enable recommendations for a credit facility;
   5. To provide you with further information about us or other websites or products or services offered by us or our related companies or which we consider may be of interest to you;
   6. To carry out marketing, promotional and publicity activities (including direct marketing), market research and surveys;
   7. To keep our website relevant and of interest to customers;
   8. To allow us to run our business and perform administrative and operational tasks (such as developing and marketing products and services, undertaking planning, keeping our records up to date);
   9. To comply with legal and regulatory requirements; and
   10. For any other purpose which is stated to you at the time of collection or that you otherwise authorise.

If you do not wish to receive emails or texts, you can update your records on our website, call us on 0800 673 462 or email us at info@mrfinance.co.nz.

We do not sell, trade or rent your personal information to others. However, we do use other companies and individuals to perform services on our behalf, such as sending and emails and processing payments. They will have access to your personal information needed to perform these services, but we will not authorise them to use your information for other purposes. We disclose your information to credit reporting agencies to complete credit checks. The credit reporting agency may hold your details on their credit reporting database for lawful purposes, including providing credit reporting services and disclosure to their subscribers for credit checking or debt collection.

We also disclose your information to our business partners, such as financial services or insurance companies, for them to offer products and services to you. If you do not wish your information to be disclosed, call us on 0800 673 462 or email us at info@mrfinance.co.nz.

In addition, we may provide statistics about our customers, sales, traffic patterns and related site functions to reputable third parties.

If we provide you with any services, we will retain your personal information during the respective finance period, for and six months post-repayment. We may share information about the finance facility during and after repayments, including updated personal and financial details. We may collect and monitor your personal information for credit administration and protection purposes. Your personal information may be provided to a third party assisting in the enforcement of any agreement between us.

Our website uses a technology called cookies. A cookie is a small element of data that our website may send to your computer. Any such cookie is typically stored on your computer’s hard drive and permits our website to recognise you when you return. Our use of cookies helps us to provide you with a better experience during your use of our website by allowing us to understand what areas of the site are of interest to you. You may configure your web browser to not accept cookies.

We will use reasonable endeavours to ensure your personal information is secure. However, we accept no responsibility for any loss, misuse, unauthorised access or disclosure, alteration or destruction of personal information which you submit to us.

Our website may contain links to other sites that are not under our control. These websites have their own privacy policies, and we encourage you to review them. We have no responsibility for linked websites, and provide them solely for your information and convenience.

You may obtain confirmation from us as to whether or not we hold personal information about you. You may also request a copy of the information and/or request that corrections or changes are made to it. You can make changes to your personal information on our website, by calling us on 0800 673 462 or by emailing us at info@mrfinance.co.nz.

We may change this policy from time to time and will notify you by posting an updated version on our website. By continuing to engage us or use our website you are deemed to have accepted the updated policy.