Whether you’re driving around the scenic landscapes or navigating city streets, having the right insurance can provide peace of mind against those unforeseen circumstances.

We can assist you in obtaining Credit or Asset Insurance from our insurance partners in conjunction with a vehicle or personal loan. Our trusted insurance partners are Autosure, Janssen, or Provident Insurance. Below are is a sample of typical optional policies.

Motor Vehicle Insurance provides coverage for accidents, theft, loss, and damage to motor vehicles within New Zealand. Policy options vary, but they typically include everyday to comprehensive cover. Additionally, there are options for third-party fire and theft car insurance, as well as third-party property damage car insurance.

Mechanical Breakdown Insurance provides coverage for the reasonable costs of repairing mechanical and/or electrical parts due to sudden and unforeseen breakdowns. Unlike standard car insurance, which typically covers damage from collisions, Mechanical Breakdown Insurance specifically addresses issues arising from normal use and wear.

GAP insurance serves as a specialised type of vehicle insurance that bridges the difference between the outstanding balance on your car loan and the actual market value of your vehicle in the event of a total loss. This coverage becomes especially crucial when your car depreciates more rapidly than you’re making loan payments.

Payment Protection Insurance provides coverage for your car loan payments in case you’re unable to work due to accident, illness, redundancy, suspension, business interruption, bankruptcy, or hospitalisation. Additionally, it includes a life-cover benefit that pays off the outstanding balance of your credit contract if you pass away.

Payment Waiver is an optional layer of protection that you can add to your loan. It covers events such as redundancy, illness, injury, and death. If you experience a covered event, the lender will waive your loan repayments (within agreed limits). The coverage lasts for the full term of your loan. Different levels of Payment Waiver are available, each covering specific events.