A personal loan is an unsecured loan that you can use for various purposes, such as debt consolidation, home improvements, medical expenses, education, wedding, or even a dream holiday. Unlike secured loans (which require collateral), personal loans are based on your creditworthiness and income.

The loan amount you can borrow depends on various factors, including your income, credit history, and the lender’s policies. You can use our quick loan calculator to get an estimate of your repayments to ensure they fit your budget.

We aim to provide a decision within a day, sometimes sooner. However, responsible lending checks are necessary, including assessing the suitability and affordability of the loan.

After completing the application with your personal and financial details, you’ll need to provide evidence of your identity, address, income, and expenses. This includes items like a copy of your driver’s license, proof of income, and bank statements.

Once your loan is approved and signed, your funds are usually available the next business day.

Lenders assess your income, expenses, credit history, and other factors to determine whether you can afford the loan. They may ask for bank statements and other documentation.

Definitely! We can help you consolidate existing loans into a single personal loan. This can simplify payments and potentially lower interest rates.

We understand that sometimes life throws curveballs, leading to a poor credit score. If you share your complete circumstances with us, in most situations, we can still offer help. Even if there are extra security steps, we’ll do our best to assist. Our goal is to find affordable solutions that benefit you.